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            Dear Newsletter Reader, We continue with our A&ndash;Z Community Scheme series, exploring the building blocks of a well-managed scheme and to wrap up September we are concluding letters Q and R. Here&rsquo;s what
        
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  <a href="https://www.tvdmconsultants.com/newsletters?ss_source=sscampaigns&amp;ss_campaign_id=6aa917c7d1799977331adcdc&amp;ss_email_id=6abb7feb0e795d4aea34c45e&amp;ss_campaign_name=Can+an+HOA+impose+stricter+building+rules+than+your+municipality%3F+&amp;ss_campaign_sent_date=2026-09-29T09%3A08%3A05Z" style="color:#39464a !important;"><img class="section-scaleable-image" src="https://images.squarespace-cdn.com/content/5ed26d715fb25224028d0f95/b6cd517b-1136-442c-89fe-8865cd429c30/vol2+september.png?content-type=image%2Fpng&amp;format=750w" width="594" alt="September TVDM Consultants newsletter" style="font-size:.75em;display:block;border:0;text-decoration:none;line-height:0;background-color:transparent;font-weight:normal;height:auto;width:100%;max-width:100%;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;"></a>


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      <p class="" style="color:inherit;font-size:.9375em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;margin-top:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;letter-spacing:-.01em;">Dear Newsletter Reader, </p><p class="" style="color:inherit;font-size:.9375em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;letter-spacing:-.01em;">We continue with our <strong>A–Z Community Scheme series</strong>, exploring the building blocks of a well-managed scheme and to wrap up September we are concluding letters <strong>Q</strong> and <strong>R.</strong></p><p class="" style="color:inherit;font-size:.9375em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;letter-spacing:-.01em;">Here’s what we cover in this edition:</p><ul data-rte-list="default" style="padding-left:25px;"><li style="font-weight:normal;margin-top:0px;margin-bottom:0px;margin-left:15px;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;"><p class="" style="color:inherit;font-size:.9375em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;margin-top:0;margin-bottom:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;letter-spacing:-.01em;"><strong>HOA rules vs. Municipal regulations:</strong> This Sarah’s Socials, Sarah provides a FIRAC summary of the Baronetcy Estate Homeowners Association v Abdulahi ZAWCHC 422 case.</p></li><li style="font-weight:normal;margin-top:0px;margin-bottom:0px;margin-left:15px;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;"><p style="color:inherit;font-size:.9375em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;letter-spacing:-.01em;margin-top:0px;margin-bottom:0px;" class=""><strong>Western Cape Judgement:</strong> Can an HOA impose stricter building rules than your municipality? </p></li><li style="font-weight:normal;margin-top:0px;margin-bottom:0px;margin-left:15px;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;"><p style="color:inherit;font-size:.9375em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;letter-spacing:-.01em;margin-top:0px;margin-bottom:0px;" class=""><strong>Before you buy:</strong> Essentials every owner should know before buying into a new community scheme.</p></li><li style="font-weight:normal;margin-top:0px;margin-bottom:0px;margin-left:15px;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;"><p style="color:inherit;font-size:.9375em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;letter-spacing:-.01em;margin-top:0px;margin-bottom:0px;" class=""><strong>NAMA National Conference:</strong> Get ready for the upcoming NAMA National Conference and find out what’s in store.</p><p class="" style="color:inherit;font-size:.9375em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;height:1.618em;margin-bottom:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;letter-spacing:-.01em;"></p><p class="" style="color:inherit;font-size:.9375em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;height:1.618em;margin-bottom:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;letter-spacing:-.01em;"></p></li></ul>
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<h3 class="section-item-title" style="font-weight:400;line-height:1.25em;font-size:1.46484375em;mso-line-height-alt:1.46484375em;margin-top:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;letter-spacing:0em;margin:0 0 11px 0;color:#313131;"><a class="title-link" href="https://www.tvdmconsultants.com/sarahssocials/hoa-rules-vs-municipal-laws-which-rules-take-precedence?ss_source=sscampaigns&amp;ss_campaign_id=6aa917c7d1799977331adcdc&amp;ss_email_id=6abb7feb0e795d4aea34c45e&amp;ss_campaign_name=Can+an+HOA+impose+stricter+building+rules+than+your+municipality%3F+&amp;ss_campaign_sent_date=2026-09-29T09%3A08%3A05Z" style="color:#313131;text-decoration:none;"><span class="title-link-text" style="font-size:inherit;font-weight:inherit;line-height:inherit;margin:0;color:#313131;">HOA rules vs. Municipal laws: Which rules take precedence?</span></a></h3>



<div class="section-caption-text" style="margin:11px 0 22px 0;position:relative;"><p class="" style="font-size:.9375em;line-height:1.618em;font-weight:normal;margin-top:0;margin-bottom:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;letter-spacing:-.01em;margin:11px 0 22px 0;position:relative;color:#313131;">In this article Sarah provides a FIRAC summary of Baronetcy Estate Homeowners Association v Abdulahi ZAWCHC 422.</p></div>


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      <a href="https://www.tvdmconsultants.com/sarahssocials/hoa-rules-vs-municipal-laws-which-rules-take-precedence?ss_source=sscampaigns&amp;ss_campaign_id=6aa917c7d1799977331adcdc&amp;ss_email_id=6abb7feb0e795d4aea34c45e&amp;ss_campaign_name=Can+an+HOA+impose+stricter+building+rules+than+your+municipality%3F+&amp;ss_campaign_sent_date=2026-09-29T09%3A08%3A05Z" class="cta-button-box button-style-solid" style="color:#39464a !important;display:inline-block;line-height:11px;margin:0;mso-padding-alt:0;text-align:center;text-decoration:none;transition:.15s !important;background-color:#39464a;border:0;padding:12px 0;"><i class="cta-button-mso" style="letter-spacing:7.260000000000001px;mso-text-raise:19.8px;">&nbsp;</i><span class="cta-button-label" style="line-height:inherit;margin:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;font-weight:700;color:#efefef;display:inline;font-size:11px;mso-text-raise:13.09px;"><span data-letter-spacing="3" style="font-size:inherit;font-weight:inherit;line-height:inherit;margin:0;letter-spacing:0.2em;">READ MORE</span></span><i class="cta-button-mso" style="letter-spacing:7.260000000000001px;mso-text-raise:19.8px;">&nbsp;</i></a>
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<h3 class="section-item-title" style="font-weight:400;line-height:1.25em;font-size:1.46484375em;mso-line-height-alt:1.46484375em;margin-top:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;letter-spacing:0em;margin:0 0 11px 0;color:#313131;"><a class="title-link" href="https://www.tvdmconsultants.com/our-blog/can-my-hoa-set-stricter-rules-than-the-municipality?ss_source=sscampaigns&amp;ss_campaign_id=6aa917c7d1799977331adcdc&amp;ss_email_id=6abb7feb0e795d4aea34c45e&amp;ss_campaign_name=Can+an+HOA+impose+stricter+building+rules+than+your+municipality%3F+&amp;ss_campaign_sent_date=2026-09-29T09%3A08%3A05Z" style="color:#313131;text-decoration:none;"><span class="title-link-text" style="font-size:inherit;font-weight:inherit;line-height:inherit;margin:0;color:#313131;">Can my HOA set stricter rules than the Municipality?</span></a></h3>



<div class="section-caption-text" style="margin:11px 0 22px 0;position:relative;"><p class="" style="font-size:.9375em;line-height:1.618em;font-weight:normal;margin-top:0;margin-bottom:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;letter-spacing:-.01em;margin:11px 0 22px 0;position:relative;color:#313131;">What is an HOA, which documents govern it, and can it impose stricter building rules than your municipality? Sarah breaks down a recent Western Cape judgment and gives homeowners a clear answer.</p></div>


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      <a href="https://www.tvdmconsultants.com/our-blog/can-my-hoa-set-stricter-rules-than-the-municipality?ss_source=sscampaigns&amp;ss_campaign_id=6aa917c7d1799977331adcdc&amp;ss_email_id=6abb7feb0e795d4aea34c45e&amp;ss_campaign_name=Can+an+HOA+impose+stricter+building+rules+than+your+municipality%3F+&amp;ss_campaign_sent_date=2026-09-29T09%3A08%3A05Z" class="cta-button-box button-style-solid" style="color:#39464a !important;display:inline-block;line-height:11px;margin:0;mso-padding-alt:0;text-align:center;text-decoration:none;transition:.15s !important;background-color:#39464a;border:0;padding:12px 0;"><i class="cta-button-mso" style="letter-spacing:7.260000000000001px;mso-text-raise:19.8px;">&nbsp;</i><span class="cta-button-label" style="line-height:inherit;margin:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;font-weight:700;color:#efefef;display:inline;font-size:11px;mso-text-raise:13.09px;"><span data-letter-spacing="3" style="font-size:inherit;font-weight:inherit;line-height:inherit;margin:0;letter-spacing:0.2em;">READ MORE</span></span><i class="cta-button-mso" style="letter-spacing:7.260000000000001px;mso-text-raise:19.8px;">&nbsp;</i></a>
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<h3 class="section-item-title" style="font-weight:400;line-height:1.25em;font-size:1.46484375em;mso-line-height-alt:1.46484375em;margin-top:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;letter-spacing:0em;margin:0 0 11px 0;color:#313131;"><a class="title-link" href="https://www.tvdmconsultants.com/our-blog/understanding-community-schemes-what-every-owner-should-know?ss_source=sscampaigns&amp;ss_campaign_id=6aa917c7d1799977331adcdc&amp;ss_email_id=6abb7feb0e795d4aea34c45e&amp;ss_campaign_name=Can+an+HOA+impose+stricter+building+rules+than+your+municipality%3F+&amp;ss_campaign_sent_date=2026-09-29T09%3A08%3A05Z" style="color:#313131;text-decoration:none;"><span class="title-link-text" style="font-size:inherit;font-weight:inherit;line-height:inherit;margin:0;color:#313131;">Understanding community schemes: What every owner should know</span></a></h3>



<div class="section-caption-text" style="margin:11px 0 22px 0;position:relative;"><p class="" style="font-size:.9375em;line-height:1.618em;font-weight:normal;margin-top:0;margin-bottom:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;letter-spacing:-.01em;margin:11px 0 22px 0;position:relative;color:#313131;white-space:pre-wrap;" data-rte-preserve-empty="true">In this article we discuss key takeaways from the CSOS webinar on sectional title living, covering what new buyers need to know before buying into a community scheme.</p></div>


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      <a href="https://www.tvdmconsultants.com/our-blog/understanding-community-schemes-what-every-owner-should-know?ss_source=sscampaigns&amp;ss_campaign_id=6aa917c7d1799977331adcdc&amp;ss_email_id=6abb7feb0e795d4aea34c45e&amp;ss_campaign_name=Can+an+HOA+impose+stricter+building+rules+than+your+municipality%3F+&amp;ss_campaign_sent_date=2026-09-29T09%3A08%3A05Z" class="cta-button-box button-style-solid" style="color:#39464a !important;display:inline-block;line-height:11px;margin:0;mso-padding-alt:0;text-align:center;text-decoration:none;transition:.15s !important;background-color:#39464a;border:0;padding:12px 0;"><i class="cta-button-mso" style="letter-spacing:7.260000000000001px;mso-text-raise:19.8px;">&nbsp;</i><span class="cta-button-label" style="line-height:inherit;margin:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;font-weight:700;color:#efefef;display:inline;font-size:11px;mso-text-raise:13.09px;"><span data-letter-spacing="3" style="font-size:inherit;font-weight:inherit;line-height:inherit;margin:0;letter-spacing:0.2em;">READ MORE</span></span><i class="cta-button-mso" style="letter-spacing:7.260000000000001px;mso-text-raise:19.8px;">&nbsp;</i></a>
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  <a href="https://namaconference.co.za/product/2026-registration/" style="color:#39464a !important;"><img class="section-scaleable-image" src="https://images.squarespace-cdn.com/content/5ed26d715fb25224028d0f95/1d88d2f9-62e9-41eb-9535-c635bde1dcd0/Screenshot+2026-06-22+at+13.50.10.png?content-type=image%2Fpng&amp;format=750w" width="198" alt="NAMA National Conference " style="font-size:.75em;display:block;border:0;text-decoration:none;line-height:0;background-color:transparent;font-weight:normal;height:auto;width:100%;max-width:100%;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;"></a>


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      <div class="section-caption-text" style="position:relative;"><h4 style="margin:1.414em 0 .5em;font-weight:400;line-height:1.25em;font-size:1.171875em;mso-line-height-alt:1.171875em;margin-top:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;letter-spacing:.02em;color:#313131;">NAMA 2026 National Conference</h4><p class="" style="font-size:.9375em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;margin-bottom:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;letter-spacing:-.01em;color:#313131;">The highly anticipated NAMA 2026 National Conference will take place on <strong>15–16 October 2026</strong> at the <strong>CSIR International Convention Centre</strong> in Pretoria. This year's theme, <strong>"Back to the Future,"</strong> will encourage delegates to reflect on the lessons of the past, assess the realities of the present, and explore what the community schemes industry needs to become in the years ahead.</p></div>
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      <p class="" style="color:inherit;font-size:.9375em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;margin-top:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;letter-spacing:-.01em;"><strong>Zerlinda van der Merwe</strong> will be one of the experts presenting on <strong>understanding the evolving dynamics of community living.</strong> </p><p class="" style="color:inherit;font-size:.9375em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;margin-bottom:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;letter-spacing:-.01em;"><strong>Registration is now open</strong> - secure your place and be part of the conversation shaping the future of community scheme management.</p>
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