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    <title data-ignore-plain-text>Protecting your scheme&rsquo;s financial health | February newsletter volume 2</title>
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            Dear Newsletter Reader, We&rsquo;re back with the second round of unpacking A, B and C in our A-Z community scheme series, where we are working through the building blocks that lead to an effective communit
        
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  <a href="https://www.tvdmconsultants.com/newsletters?ss_source=sscampaigns&amp;ss_campaign_id=6a25759d0934cd1cc288f0e4&amp;ss_email_id=6a2575d00934cd1cc288f13b&amp;ss_campaign_name=Protecting+your+scheme%E2%80%99s+financial+health+%7C+February+newsletter+volume+2&amp;ss_campaign_sent_date=2026-06-07T13%3A45%3A05Z" style="color:#39464a !important;"><img class="section-scaleable-image" src="https://images.squarespace-cdn.com/content/5ed26d715fb25224028d0f95/e754aba7-06c1-4e76-b923-2881a4a725c1/Jan+newsletter+2.png?content-type=image%2Fpng&amp;format=750w" width="594" alt="Property / apartment buildings / sectional title scheme" style="font-size:.75em;display:block;border:0;text-decoration:none;line-height:0;background-color:transparent;font-weight:normal;height:auto;width:100%;max-width:100%;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;"></a>


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      <p class="" style="color:inherit;font-size:.9375em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;margin-top:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;letter-spacing:-.01em;">Dear Newsletter Reader, </p><p class="" style="color:inherit;font-size:.9375em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;letter-spacing:-.01em;">We’re back with the second round of unpacking A, B and C in our A-Z community scheme series, where we are working through the building blocks that lead to an effective community scheme. </p><p class="" style="color:inherit;font-size:.9375em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;letter-spacing:-.01em;">In this edition we will cover: </p><ul data-rte-list="default" style="padding-left:25px;"><li style="font-weight:normal;margin-top:0px;margin-bottom:0px;margin-left:15px;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;"><p class="" style="color:inherit;font-size:.9375em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;margin-top:0;margin-bottom:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;letter-spacing:-.01em;"><strong>Better budgets for bodies corporate:</strong> Sarah explains the importance of an informed approach to protecting your scheme’s financial health long term.</p></li><li style="font-weight:normal;margin-top:0px;margin-bottom:0px;margin-left:15px;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;"><p class="" style="color:inherit;font-size:.9375em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;margin-top:0;margin-bottom:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;letter-spacing:-.01em;"><strong>Arbitrasie, CSOS en geskille:</strong> Francoa bespreek oorlas in regsentiteite en hoe trustees dit effektief kan hanteer.</p></li><li style="font-weight:normal;margin-top:0px;margin-bottom:0px;margin-left:15px;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;"><p class="" style="color:inherit;font-size:.9375em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;margin-top:0;margin-bottom:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;letter-spacing:-.01em;"><strong>CoCT tariffs vs rates:</strong> Sarah explains the difference and how this<strong> </strong>impacts owners financially.</p></li></ul><p class="" style="color:inherit;font-size:.9375em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;margin-bottom:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;letter-spacing:-.01em;">We hope these insights continue to add practical value as we move through the alphabet together.</p>
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      <div class="section-caption-text" style="position:relative;"><p class="" style="font-size:.9375em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;margin-top:0;margin-bottom:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;letter-spacing:-.01em;color:#313131;"><em>“Challenges are gifts that force us to search for a new center of gravity. Don’t fight them. Just find a new way to stand.”</em> <strong>- Oprah Winfrey</strong></p></div>
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  <a href="https://www.tvdmconsultants.com/our-team?ss_source=sscampaigns&amp;ss_campaign_id=6a25759d0934cd1cc288f0e4&amp;ss_email_id=6a2575d00934cd1cc288f13b&amp;ss_campaign_name=Protecting+your+scheme%E2%80%99s+financial+health+%7C+February+newsletter+volume+2&amp;ss_campaign_sent_date=2026-06-07T13%3A45%3A05Z" style="color:#39464a !important;"><img class="section-scaleable-image" src="https://images.squarespace-cdn.com/content/5ed26d715fb25224028d0f95/4a475212-c3f5-4f02-a33a-72cc1f24d236/Nix+and+Z.png?content-type=image%2Fpng&amp;format=750w" width="198" alt="Zerlinda van der Merwe and Nicole Tavares" style="font-size:.75em;display:block;border:0;text-decoration:none;line-height:0;background-color:transparent;font-weight:normal;height:auto;width:100%;max-width:100%;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;"></a>


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<h3 class="section-item-title" style="font-weight:400;line-height:1.25em;font-size:1.46484375em;mso-line-height-alt:1.46484375em;margin-top:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;letter-spacing:0em;margin:0 0 11px 0;color:#39464a;"><a class="title-link" href="https://www.tvdmconsultants.com/our-blog/better-budgets-for-bodies-corporate-how-to-future-proof-your-scheme?ss_source=sscampaigns&amp;ss_campaign_id=6a25759d0934cd1cc288f0e4&amp;ss_email_id=6a2575d00934cd1cc288f13b&amp;ss_campaign_name=Protecting+your+scheme%E2%80%99s+financial+health+%7C+February+newsletter+volume+2&amp;ss_campaign_sent_date=2026-06-07T13%3A45%3A05Z" style="color:#39464a;text-decoration:none;"><span class="title-link-text" style="font-size:inherit;font-weight:inherit;line-height:inherit;margin:0;color:#39464a;">Better budgets for bodies corporate: How to future-proof your scheme</span></a></h3>



<div class="section-caption-text" style="margin:11px 0 22px 0;position:relative;"><p class="" style="font-size:.9375em;line-height:1.618em;font-weight:normal;margin-top:0;margin-bottom:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;letter-spacing:-.01em;margin:11px 0 22px 0;position:relative;color:#39464a;">In this article, Sarah will explore the common strategies used in the community schemes industry and explain why the <strong>"informed approach"</strong> is the only way to ensure your scheme's financial health.</p></div>


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<h3 class="section-item-title" style="font-weight:400;line-height:1.25em;font-size:1.46484375em;mso-line-height-alt:1.46484375em;margin-top:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;letter-spacing:0em;margin:0 0 11px 0;color:#39464a;"><a class="title-link" href="https://www.tvdmconsultants.com/francoa-se-nuuskas/oorlaste-in-regspersone-waar-trek-ons-die-lyn-da5dr?ss_source=sscampaigns&amp;ss_campaign_id=6a25759d0934cd1cc288f0e4&amp;ss_email_id=6a2575d00934cd1cc288f13b&amp;ss_campaign_name=Protecting+your+scheme%E2%80%99s+financial+health+%7C+February+newsletter+volume+2&amp;ss_campaign_sent_date=2026-06-07T13%3A45%3A05Z" style="color:#39464a;text-decoration:none;"><span class="title-link-text" style="font-size:inherit;font-weight:inherit;line-height:inherit;margin:0;color:#39464a;">Arbitrasie, CSOS en geskille - Hoe los trustees en eienaars probleme regtig op?</span></a></h3>



<div class="section-caption-text" style="margin:11px 0 22px 0;position:relative;"><p class="" style="font-size:.9375em;line-height:1.618em;font-weight:normal;margin-top:0;margin-bottom:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;letter-spacing:-.01em;margin:11px 0 22px 0;position:relative;color:#39464a;">In vandag se episode, gesels Francoa&nbsp;oor oorlaste in regspersone. Veral diverduidelik wat as 'n oorlas beskou word, watter raamwerke die STSMA en gedragsreëls bied, en hoe trustees prakties en effektief teen oortreders, en hoe trustees prakties en effektief teen oortreders kan optree.</p></div>


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<h3 class="section-item-title" style="font-weight:400;line-height:1.25em;font-size:1.46484375em;mso-line-height-alt:1.46484375em;margin-top:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;letter-spacing:0em;margin:0 0 11px 0;color:#39464a;"><a class="title-link" href="https://www.tvdmconsultants.com/sarahssocials/city-of-cape-towns-new-service-tariffs-impact-on-sectional-title-scheme-owners-pockets?ss_source=sscampaigns&amp;ss_campaign_id=6a25759d0934cd1cc288f0e4&amp;ss_email_id=6a2575d00934cd1cc288f13b&amp;ss_campaign_name=Protecting+your+scheme%E2%80%99s+financial+health+%7C+February+newsletter+volume+2&amp;ss_campaign_sent_date=2026-06-07T13%3A45%3A05Z" style="color:#39464a;text-decoration:none;"><span class="title-link-text" style="font-size:inherit;font-weight:inherit;line-height:inherit;margin:0;color:#39464a;">City of Cape Town’s new service tariffs: The impact on sectional title scheme owners’ pockets</span></a></h3>



<div class="section-caption-text" style="margin:11px 0 22px 0;position:relative;"><p class="" style="font-size:.9375em;line-height:1.618em;font-weight:normal;margin-top:0;margin-bottom:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;letter-spacing:-.01em;margin:11px 0 22px 0;position:relative;color:#39464a;">In this article, Sarah focuses on why the <strong>distinction between a tariff and a rate</strong> makes a significant difference to property owners' pockets and how sectional title owners are particularly affected by this budget.</p></div>


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      <p class="" style="color:inherit;font-size:.9375em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;margin-top:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;letter-spacing:-.01em;"><strong>🎥 The Big Small Business Show:</strong></p><p class="" style="color:inherit;font-size:.9375em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;letter-spacing:-.01em;">Did you miss our episode of the Big Small Business Show on DSTV with Business Daily? Don’t worry as we have you covered - you can watch the recordings here: </p><p class="" style="color:inherit;font-size:.9375em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;letter-spacing:-.01em;"><a href="https://www.youtube.com/watch?index=3&amp;list=PLgNvj5FioHGK_d5X9bJOYXUf6sbQk0vTl&amp;v=6vM4txtA89A" rel="nofollow" style="color:#39464a !important;">Part 1</a> | <a href="https://www.youtube.com/watch?index=2&amp;list=PLgNvj5FioHGK_d5X9bJOYXUf6sbQk0vTl&amp;v=5FhkASDUT_E" rel="nofollow" style="color:#39464a !important;">Part 2</a> | <a href="https://www.youtube.com/watch?index=1&amp;list=PLgNvj5FioHGK_d5X9bJOYXUf6sbQk0vTl&amp;v=QyQtpDQ8YTI" rel="nofollow" style="color:#39464a !important;">Part 3</a> </p><p class="" style="color:inherit;font-size:.9375em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;letter-spacing:-.01em;"><strong>👏 NAMA Bowls Day:</strong></p><p class="" style="color:inherit;font-size:.9375em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;margin-bottom:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;letter-spacing:-.01em;">TVDM Consultants recently took to the greens at the Mowbray Bowling Club for NAMA’s Bowls Day. It was a thoroughly enjoyable event and a wonderful opportunity to connect with key industry stakeholders in such a fun setting. </p>
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      <p class="" style="color:inherit;font-size:.9375em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;margin-top:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;letter-spacing:-.01em;">🗓️ Upcoming events to add to the calendar for March: </p><ul data-rte-list="default" style="padding-left:25px;"><li style="font-weight:normal;margin-top:0px;margin-bottom:0px;margin-left:15px;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;"><p class="" style="color:inherit;font-size:.9375em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;margin-top:0;margin-bottom:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;letter-spacing:-.01em;"><strong>TVDM Consultants webinar</strong> </p><p class="" style="color:inherit;font-size:.9375em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;margin-bottom:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;letter-spacing:-.01em;">- <strong>Date:</strong> Thursday, 26 March 2026 at 10am</p><p class="" style="color:inherit;font-size:.9375em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;margin-bottom:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;letter-spacing:-.01em;">- <strong>Topic:</strong> Still to be announced </p><p class="" style="color:inherit;font-size:.9375em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;height:1.618em;margin-bottom:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;letter-spacing:-.01em;"></p></li><li style="font-weight:normal;margin-top:0px;margin-bottom:0px;margin-left:15px;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;"><p class="" style="color:inherit;font-size:.9375em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;margin-top:0;margin-bottom:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;letter-spacing:-.01em;"><strong>Our Neighbourhood Live Discussion</strong> </p><p class="" style="color:inherit;font-size:.9375em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;margin-bottom:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;letter-spacing:-.01em;">- <strong>Date:</strong> Friday, 20 March at 9am</p><p class="" style="color:inherit;font-size:.9375em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;height:1.618em;margin-bottom:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;letter-spacing:-.01em;"></p></li></ul>
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